"When it comes to achieving goals, only a deep commitment, a burning desire, and a sacrificial attitude towards accomplishing your goal will make a deep enough impression to influence your subconscious mind. If this is accomplished along with the faith that your goal can be achieved, you will never lack drive or energy. You will be pulled by a force that will drive you relentlessly towards realizing your goals." ~Arnold Van Den Berg
“The Morningstar RatingTM for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% three year rating for 36-59 months of total returns, 60% five-year rating/40% three-year rating for 60-119 months of total returns, and 50% 10-year rating/30% five-year rating/20% three-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent three-year period actually has the greatest impact because it is included in all three rating periods. Past performance does not guarantee future results.” As of 4/30/19, CMFIX received the following ratings for the 3, 5, and 10 year periods, respectively: 4 stars out of 481 funds, 4 stars out of 419 funds, 4 stars out of 269 funds.